Each program has specific prequalification criteria, typically requiring a minimum yearly revenue of $350,000 and at least one year in business.
With our expertise and analysis, we provide accurate information during your initial appointment.

We work with business cash flows ranging from $10,000 to $20 million.
For inquiries regarding larger commercial projects, our agents will provide detailed guidance during your appointment.

Some programs, like cash flow financing, require minimal documentation, while others may need financials statements and/or additional verification.
Upon determining the right financing options, we will ensure clarity on usage.

We offer 24-hour funding for amounts between $10,000 and $250,000. For larger sums, the process can extend from 10 to 90 days, ensuring thorough in house analysis and processing.

We are not the lending company, the funds from the financing company are directly deposited into your business bank account for immediate use.

Rates can be as low as the prime Canadian rate. However, each financing option's competitiveness varies based on market factors and whether it's sourced from private or public institutions. We determine rates based on specific program details during consultation.

We offer a diverse array of loan products tailored to meet a variety of financial needs, including cash flow financing, lines of credit, acquisition and divestiture support, equipment financing, commercial real estate financing, contract financing, private banking, convertible debt and a multitude of other banking products totalling 40+.

To ensure you receive optimal assistance and personalized guidance, we suggest scheduling a 10-20 minute appointment with one of our loan specialists. During this initial discussion, we will delve into your specific needs and requirements. Following this consultation, you'll be invited to our office for further assistance.

Some loans may have associated fees, such as origination fees or closing costs. These fees will be clearly outlined in your loan agreement, and our team will ensure that you understand all associated costs before comitting.

Many of our loan products allow for early repayment without penalties. However, it's essential to review your loan agreement carefully or consult with one of our loan specialists to confirm the terms.

If you encounter financial difficulties, we encourage you to reach out to us as soon as possible. Our team will work with you to explore potential solutions, such as loan modifications or refinancing options, to help you manage your payments effectively.

Yes, we take the security and privacy of your information seriously. We employ industry-standard security measures to protect your data and adhere to strict confidentiality protocols to ensure your privacy is maintained throughout the loan process

You can reach our customer service team by phone, email, or by visiting one of our office locations during business hours. Our dedicated representatives are available to assist you with any questions or concerns you may have regarding your loan application or existing loan.